Think about this. If you were a lender and there was greater certainty that your client was buying (or remortgaging) a property in a locaton with better than average chance of capital growth do you think the lending risk is reduced? We think so! So if you live or are buying in an area with a DSR Score of 25 or more then you might benefit (subject to normal lending criteria) from a mortgage rate better than any in branch or advertised rate. Put us to the test! Well, put our partners to the test actually and let see how much you save.